LIFE ASSURANCE? CRITICAL ILLNESS COVER? INCOME PROTECTION? We offer advice in all areas.
No one likes to think about the consequences of dying or becoming critically ill, but the reality is that these things do happen and planning ahead will ensure you and your family do not suffer. We offer free of charge, no obligation insurance and protection reviews and can advise in all areas of personal and family protection. To arrange your review, call 0330 133 2981 or email office@secured-futures.co.uk today.
have you thought about how you and your family would be affected if you were sick, critically ill or were to pass away?
Our advisors can tailor a package of insurances to protect you, your family, your income and your home...
Insurance will be a key part of the advice provided by our expert advisors. Life can be very unpredictable at times and we make sure every eventuality is covered to provide you with peace of mind knowing you are fully protected. We handle of appliciations and guide you through medical questions to ensure your policies do pay out. Insurances can help you and your family in so many ways;
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Pay off your mortgages in full on death
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Pay off your mortgages if you are critically ill
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Clear unsecured debts in either event
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Provide support for hospital treatments/travel
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Provide a lump sum for funeral costs
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Provide a regular monthly income for family
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Replace your income if long-term sick
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Give you access to 24/7 medical help
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Pay off mortgages if terminally ill
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Access to additional counselling and support
For a no obligation protection review, call 0330 133 2981 today!!
Risk Analysis and Medical Underwriting
Once you have taken the decision to put policies in place, our Advisors will guide you through the application process to ensure all questions are answered fully and correctly. Depending on your age, your job, your hobbies and medical history, your application may be sent for underwriting by the insurer. Depending on the outcome, the insurer may decide to apply additional weighting to your premiums to cover the additional risk on their part, defer or decline your application.
The medical questionnaire and possible underwriting process is normal when buying insurance through a recognised expert or Advisor and it will ensure your policy fully reflects who you are. Although this process does take longer than buying an 'Off the shelf' policy online, the tailored approach coupled with the medical questionnaire and underwriting add strength and credibility to your policy and increase the chances of it paying out should the event being covered happen.