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FTB two-year fixes raised to 85% LTV: Halifax

Halifax has increased the loan-to-value on a range of two-year fixed rates for first-time buyers from 75-80 per cent up to 85 per cent LTV.


FTB products are available from £250,000 to £1m with a rate of 2.9 per cent and a £1,499 fee.


For home loans between £25,000 and £1m, the rate is 3.11 per cent with a fee of £999.


New build FTB products between £25,000 and £1m have a rate of 3.31 per cent with a £999 fee.


Halifax’s affordable housing range, which includes shared equity including Help to Buy and shared ownership schemes, is for mortgages between £25,000 and £500,000. The rate is 3.31 per cent with a fee of £999.


All loans are on a capital and repayment basis and must complete by 31 December.


https://www.mortgagestrategy.co.uk/news/ftb-two-year-fixes-raised-to-85-per-cent-ltv-halifax


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