Halifax has increased the loan-to-value on a range of two-year fixed rates for first-time buyers from 75-80 per cent up to 85 per cent LTV.
FTB products are available from £250,000 to £1m with a rate of 2.9 per cent and a £1,499 fee.
For home loans between £25,000 and £1m, the rate is 3.11 per cent with a fee of £999.
New build FTB products between £25,000 and £1m have a rate of 3.31 per cent with a £999 fee.
Halifax’s affordable housing range, which includes shared equity including Help to Buy and shared ownership schemes, is for mortgages between £25,000 and £500,000. The rate is 3.31 per cent with a fee of £999.
All loans are on a capital and repayment basis and must complete by 31 December.